/* OrangeRemit design system
   Palette: ember orange, warm ink, cream, sand. */
:root{
  /* Palette A: Ember and Champagne */
  --orange:#B84A1B;
  --orange-deep:#8B3A12;
  --orange-soft:#F3E7DC;
  --champagne:#D6BB90;
  --gold:#B08D57;
  --ink:#12100E;
  --ink-2:#2A231D;
  --muted:#6E6257;
  --cream:#F7F2EA;
  --sand:#EFE7D9;
  --line:#E3D8C8;
  --white:#fff;
  --success:#2F6B4F;
  --neg:#8C2F1A;
  --shadow-sm:0 1px 0 rgba(18,16,14,.03);
  --shadow-lg:0 32px 64px -48px rgba(18,16,14,.45),0 2px 0 rgba(18,16,14,.03);
  --radius:2px;
  --maxw:1160px;
  --font-head:"Fraunces",Georgia,"Times New Roman",serif;
  --font-body:"Jost",system-ui,-apple-system,sans-serif;
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;background:var(--cream);color:var(--ink);
  font-family:var(--font-body);font-size:16.5px;line-height:1.62;
  -webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;
}
h1,h2,h3,h4{font-family:var(--font-head);letter-spacing:-.025em;line-height:1.12;margin:0}
p{margin:0}
a{color:inherit;text-decoration:none}
img,svg{display:block;max-width:100%}
ul,ol{margin:0;padding:0;list-style:none}
.wrap{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 24px}
.narrow{max-width:820px}

/* ---------- announce + header ---------- */
.announce{
  background:var(--ink);color:#FFE9DA;font-size:13px;
  display:flex;align-items:center;justify-content:center;gap:8px;
  padding:9px 16px;text-align:center;flex-wrap:wrap;letter-spacing:.01em;
}
.announce strong{font-weight:600;color:#fff}
.announce-sep{opacity:.45}
.announce .dot{width:6px;height:6px;border-radius:50%;background:var(--orange);box-shadow:0 0 0 3px rgba(255,106,26,.22)}

.site-header{
  position:sticky;top:0;z-index:60;
  background:rgba(255,251,248,.86);
  backdrop-filter:saturate(180%) blur(14px);
  border-bottom:1px solid rgba(234,223,213,.9);
}
.header-inner{display:flex;align-items:center;justify-content:space-between;height:70px;gap:24px}
.brand{display:flex;align-items:center;gap:10px;font-family:var(--font-head);font-weight:800;font-size:19px;letter-spacing:-.03em}
.brand-mark{width:34px;height:34px;border-radius:10px;background:var(--orange);display:grid;place-items:center;box-shadow:0 4px 12px rgba(255,106,26,.32)}
.brand-mark svg{width:30px;height:30px}
.brand-word span{color:var(--orange)}
.nav{display:flex;align-items:center;gap:28px;font-size:14.5px;font-weight:500;color:var(--ink-2)}
.nav > a:not(.btn):hover{color:var(--orange-deep)}
.nav-cta{padding:10px 18px !important;font-size:14px !important}
.nav-toggle{display:none;background:none;border:0;padding:8px;cursor:pointer}
.nav-toggle span{display:block;width:22px;height:2px;background:var(--ink);margin:4px 0;transition:.2s}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  font-family:var(--font-head);font-weight:700;font-size:15px;
  padding:13px 22px;border-radius:999px;border:1px solid transparent;
  cursor:pointer;transition:transform .14s ease,box-shadow .18s ease,background .18s ease;
  white-space:nowrap;
}
.btn-primary{background:var(--orange);color:#fff;box-shadow:0 10px 24px -10px rgba(255,106,26,.7)}
.btn-primary:hover{background:var(--orange-deep);transform:translateY(-1px);box-shadow:0 14px 28px -10px rgba(228,84,10,.65)}
.btn-dark{background:var(--ink);color:#fff}
.btn-dark:hover{background:#000;transform:translateY(-1px)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--ink);background:#fff}
.btn-lg{padding:15px 28px;font-size:16px}
.btn-block{width:100%}
.btn:active{transform:translateY(0)}

/* ---------- hero ---------- */
.hero{
  position:relative;overflow:hidden;
  background:
    radial-gradient(900px 480px at 88% -10%,rgba(255,106,26,.16),transparent 62%),
    radial-gradient(700px 400px at -5% 10%,rgba(255,176,32,.12),transparent 60%),
    var(--cream);
  padding:56px 0 0;
}
.hero-grid{display:grid;grid-template-columns:1.06fr .94fr;gap:56px;align-items:center;padding-bottom:56px}
.eyebrow{display:flex;align-items:center;gap:8px;font-size:14px;font-weight:600;color:var(--ink-2);margin-bottom:22px;flex-wrap:wrap}
.eyebrow .flag{font-size:16px}
.eyebrow .arrow{color:var(--orange);font-weight:700}
.pill{background:var(--orange-soft);color:var(--orange-deep);border:1px solid #FFD9C0;padding:3px 10px;border-radius:999px;font-size:12px;font-weight:600;letter-spacing:.01em}
.hero h1{font-size:clamp(38px,5.1vw,62px);font-weight:800;letter-spacing:-.04em}
.hero h1 em{font-style:normal;color:var(--orange);position:relative;white-space:nowrap}
.hero h1 em::after{content:"";position:absolute;left:0;right:0;bottom:.02em;height:.09em;background:rgba(255,106,26,.22);border-radius:4px;z-index:-1}
.lede{margin-top:20px;font-size:18px;color:var(--muted);max-width:52ch;line-height:1.6}
.hero-actions{display:flex;gap:12px;margin-top:32px;flex-wrap:wrap}
.assurances{display:flex;gap:22px;margin-top:30px;flex-wrap:wrap;font-size:13.5px;color:var(--ink-2);font-weight:500}
.assurances li{display:flex;align-items:center;gap:7px}
.assurances svg{width:18px;height:18px;color:var(--orange-deep);flex:none}

/* ---------- calculator ---------- */
.calc-card{
  background:#fff;border:1px solid var(--line);border-radius:22px;
  padding:24px;box-shadow:var(--shadow-lg);position:relative;
}
.calc-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:18px}
.calc-title{font-family:var(--font-head);font-weight:700;font-size:15px;letter-spacing:-.01em}
.live{display:inline-flex;align-items:center;gap:6px;font-size:11.5px;font-weight:600;color:var(--success);background:#ECFDF5;padding:4px 9px;border-radius:999px;text-transform:uppercase;letter-spacing:.06em}
.pulse{width:6px;height:6px;border-radius:50%;background:var(--success);animation:pulse 2s infinite}
@keyframes pulse{0%,100%{opacity:1;box-shadow:0 0 0 0 rgba(14,159,110,.4)}50%{opacity:.7;box-shadow:0 0 0 4px rgba(14,159,110,0)}}
.field-label{display:block;font-size:11.5px;font-weight:600;letter-spacing:.09em;text-transform:uppercase;color:var(--muted);margin-bottom:8px}
.amount-field{
  display:flex;align-items:center;gap:12px;background:var(--cream);
  border:1.5px solid var(--line);border-radius:14px;padding:12px 14px;
  transition:border-color .16s,box-shadow .16s;
}
.amount-field:focus-within{border-color:var(--orange);box-shadow:0 0 0 4px rgba(255,106,26,.12);background:#fff}
.cur{display:flex;align-items:center;gap:7px;font-family:var(--font-head);font-weight:700;font-size:15px;color:var(--ink-2);padding-right:12px;border-right:1px solid var(--line)}
.flag-sm{font-size:17px;line-height:1}
.amount-field input{
  border:0;background:none;outline:none;width:100%;
  font-family:var(--font-head);font-weight:800;font-size:26px;letter-spacing:-.02em;color:var(--ink);
  padding:0;min-width:0;
}
.rate-line{display:flex;align-items:center;justify-content:space-between;gap:8px;font-size:13.5px;color:var(--muted);margin:12px 2px 16px}
.rate-line strong{color:var(--ink);font-weight:600;font-variant-numeric:tabular-nums}
.tag{font-size:11px;font-weight:600;letter-spacing:.05em;text-transform:uppercase;color:var(--success);background:#ECFDF5;padding:3px 8px;border-radius:6px}
.rowline{display:flex;justify-content:space-between;align-items:center;font-size:13.5px;padding:9px 0;border-top:1px dashed var(--line)}
.rowline.muted{color:var(--muted);font-size:12.5px;border-top:0;padding-top:0}
.fee{font-weight:600;color:var(--success);font-variant-numeric:tabular-nums}
.fee s{color:#A79C92;font-weight:400;margin-right:6px}
.payout{background:var(--ink);color:#fff;border-radius:14px;padding:16px 18px;margin:14px 0 16px}
.payout .field-label{color:#B7A99D;margin-bottom:4px}
.payout-amount{display:flex;align-items:center;gap:9px;font-family:var(--font-head);font-weight:800;font-size:30px;letter-spacing:-.03em;font-variant-numeric:tabular-nums}
.payout-sub{display:block;font-size:12px;color:#A2938A;margin-top:2px}
.calc-note{font-size:11.5px;color:var(--muted);margin-top:12px;text-align:center;line-height:1.5}

/* ---------- statbar ---------- */
.statbar{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:1px solid var(--line);padding:26px 24px;margin-top:8px}
.stat{padding:0 22px;border-left:1px solid var(--line);display:flex;flex-direction:column;gap:2px}
.stat:first-child{border-left:0;padding-left:0}
.stat strong{font-family:var(--font-head);font-size:24px;font-weight:800;letter-spacing:-.03em}
.stat span{font-size:12.5px;color:var(--muted)}

/* ---------- sections ---------- */
.section{padding:88px 0}
.section-sand{background:var(--sand);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section-ink{background:var(--ink);color:#fff}
.kicker{font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--orange-deep);margin-bottom:14px}
.kicker.light{color:var(--orange)}
.h2{font-size:clamp(28px,3.5vw,42px);font-weight:800;letter-spacing:-.035em}
.h2.light{color:#fff}
.section-lede{margin-top:16px;color:var(--muted);font-size:17px;max-width:62ch}
.section-lede.light{color:#BCAFA5}

.cards-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:44px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow-sm);transition:transform .18s,box-shadow .18s}
.card:hover{transform:translateY(-3px);box-shadow:0 18px 40px -22px rgba(22,17,13,.28)}
.card h3{font-size:19px;font-weight:700;margin-bottom:10px;letter-spacing:-.02em}
.card p{color:var(--muted);font-size:15px}
.card-icon{width:44px;height:44px;border-radius:12px;background:var(--orange-soft);display:grid;place-items:center;margin-bottom:20px;color:var(--orange-deep)}
.card-icon svg{width:24px;height:24px}
.use-card{border-left:4px solid var(--orange)}
.use-card h3{margin-bottom:8px}

/* ---------- compare table ---------- */
.table-wrap{margin-top:36px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-sm)}
.compare-table{width:100%;border-collapse:collapse;font-size:15px}
.compare-table th{
  text-align:left;font-family:var(--font-head);font-size:11.5px;font-weight:700;
  letter-spacing:.08em;text-transform:uppercase;color:var(--muted);
  padding:16px 22px;background:var(--cream);border-bottom:1px solid var(--line);
}
.compare-table td{padding:17px 22px;border-bottom:1px solid #F3EAE3;vertical-align:middle}
.compare-table tr:last-child td{border-bottom:0}
.compare-table .mono{font-variant-numeric:tabular-nums;font-weight:500}
.compare-table .strong{font-family:var(--font-head);font-weight:800;font-size:17px}
.compare-table .neg{color:var(--neg);font-variant-numeric:tabular-nums;font-weight:500}
.compare-table tr.us{background:linear-gradient(90deg,rgba(255,106,26,.08),rgba(255,106,26,.02))}
.compare-table tr.us td{font-weight:600}
.compare-table tr.us td:first-child{font-family:var(--font-head);font-weight:700;display:flex;align-items:center;gap:9px}
.brand-dot{width:9px;height:9px;border-radius:50%;background:var(--orange);display:inline-block;flex:none}
.fineprint{font-size:12.5px;color:var(--muted);margin-top:16px;max-width:70ch;line-height:1.55}
#compare .btn{margin-top:28px}

/* ---------- math / equation ---------- */
.math-grid{display:grid;grid-template-columns:1fr .92fr;gap:56px;align-items:center}
.check-list{margin-top:28px;display:grid;gap:12px}
.check-list li{display:flex;gap:11px;align-items:flex-start;font-size:15.5px;color:var(--ink-2)}
.check-list li::before{
  content:"";flex:none;width:19px;height:19px;margin-top:3px;border-radius:50%;
  background:rgba(255,106,26,.18) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5 10.3l3.2 3.2L15 6.6' fill='none' stroke='%23FF6A1A' stroke-width='2.4' stroke-linecap='round'/%3E%3C/svg%3E") center/13px no-repeat;
}
.check-list.light li{color:#D8CCC3}
.equation{background:rgba(255,255,255,.045);border:1px solid rgba(255,255,255,.1);border-radius:22px;padding:30px;display:grid;gap:6px;justify-items:center;backdrop-filter:blur(4px)}
.eq-row{width:100%;text-align:center;padding:12px 0}
.eq-row span{display:block;font-family:var(--font-head);font-weight:800;font-size:34px;letter-spacing:-.03em;font-variant-numeric:tabular-nums}
.eq-row small{font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:#A2938A}
.eq-op{color:var(--orange);font-size:20px;font-weight:600;opacity:.85}
.eq-row.total span{color:var(--orange);font-size:42px}
.eq-row.total small{color:#C9B9AE}

/* ---------- steps ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:44px;counter-reset:s}
.steps li{position:relative;padding:30px 26px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-sm)}
.step-num{font-family:var(--font-head);font-size:13px;font-weight:800;letter-spacing:.06em;color:var(--orange);display:block;margin-bottom:16px}
.steps h3{font-size:19px;font-weight:700;margin-bottom:9px}
.steps p{color:var(--muted);font-size:15px}
.banner-offer{
  margin-top:48px;display:flex;align-items:center;justify-content:space-between;gap:28px;
  background:linear-gradient(100deg,#FFF1E7,#FFE3D1);border:1px solid #FFD2B8;
  border-radius:var(--radius);padding:30px 34px;flex-wrap:wrap;
}
.banner-offer h3{font-size:21px;font-weight:800;margin-bottom:6px}
.banner-offer p{color:var(--ink-2);font-size:14.5px;max-width:56ch}

/* ---------- trust ---------- */
.trust-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-top:42px}
.trust{display:flex;gap:16px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.trust-icon{flex:none;width:42px;height:42px;border-radius:11px;background:var(--sand);display:grid;place-items:center;color:var(--ink)}
.trust-icon svg{width:22px;height:22px}
.trust h3{font-size:17px;font-weight:700;margin-bottom:6px}
.trust p{font-size:14.5px;color:var(--muted)}

/* ---------- faq ---------- */
.faq-grid{display:grid;grid-template-columns:.82fr 1.18fr;gap:64px;align-items:start}
.faq-intro{position:sticky;top:104px}
.faq-intro .h2{margin-bottom:16px}
.faq{border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{
  list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:16px;
  padding:22px 0;font-family:var(--font-head);font-weight:600;font-size:17px;letter-spacing:-.015em;
}
.faq summary::-webkit-details-marker{display:none}
.chev{width:11px;height:11px;border-right:2px solid var(--muted);border-bottom:2px solid var(--muted);transform:rotate(45deg);transition:transform .2s;flex:none;margin-right:4px}
details[open] .chev{transform:rotate(-135deg)}
.faq details p{color:var(--muted);font-size:15.5px;padding:0 40px 24px 0;max-width:70ch}

/* ---------- cta band ---------- */
.cta-band{
  background:
    radial-gradient(700px 300px at 15% 0%,rgba(255,255,255,.18),transparent 60%),
    linear-gradient(120deg,var(--orange),#F0500A);
  color:#fff;text-align:center;padding:86px 0;
}
.cta-band h2{font-size:clamp(30px,4vw,46px);font-weight:800;letter-spacing:-.04em}
.cta-band p{margin-top:14px;font-size:17px;color:#FFE6D8;max-width:56ch;margin-left:auto;margin-right:auto}
.cta-band .btn{margin-top:28px;background:#fff;color:var(--ink)}
.cta-band .btn:hover{background:#fff;transform:translateY(-1px);box-shadow:0 14px 30px -12px rgba(0,0,0,.4)}
.cta-fine{margin-top:14px !important;font-size:12.5px !important;color:rgba(255,255,255,.7) !important}

/* ---------- footer ---------- */
.site-footer{background:var(--ink);color:#D8CCC3;padding:64px 0 34px;font-size:14px}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:40px}
.footer-brand .brand{margin-bottom:16px;color:#fff}
.footer-brand p{color:#A2938A;max-width:38ch;font-size:14px;line-height:1.6}
.site-footer h4{font-family:var(--font-head);font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:#8B7D74;margin-bottom:16px;font-weight:700}
.site-footer .footer-grid a{display:block;margin-bottom:10px;color:#D8CCC3;font-size:14px}
.site-footer .footer-grid a:hover{color:var(--orange)}
.footer-legal{margin-top:52px;padding-top:26px;border-top:1px solid rgba(255,255,255,.1);display:flex;justify-content:space-between;gap:32px;flex-wrap:wrap}
.footer-legal p{font-size:12px;color:#8B7D74;max-width:78ch;line-height:1.65}
.footer-legal .copy{white-space:nowrap}

/* ---------- register page ---------- */
.reg-page{min-height:calc(100vh - 70px);padding:56px 0 80px;background:
  radial-gradient(800px 420px at 10% 0%,rgba(255,106,26,.12),transparent 60%),var(--cream)}
.reg-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start}
.reg-copy h1{font-size:clamp(34px,4.4vw,50px);font-weight:800;letter-spacing:-.04em}
.reg-copy .lede{margin-top:18px}
.perk{margin-top:34px;display:grid;gap:16px}
.perk li{display:flex;gap:13px;align-items:flex-start;font-size:15px;color:var(--ink-2)}
.perk .tick{flex:none;width:22px;height:22px;border-radius:50%;background:var(--orange-soft);color:var(--orange-deep);display:grid;place-items:center;font-size:12px;font-weight:700;margin-top:2px}
.perk strong{display:block;font-weight:600;color:var(--ink)}
.perk span{font-size:14px;color:var(--muted)}
.reg-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:30px;box-shadow:var(--shadow-lg)}
.reg-card h2{font-size:20px;font-weight:700;margin-bottom:4px}
.reg-card .sub{font-size:14px;color:var(--muted);margin-bottom:22px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.form-field{margin-bottom:15px}
.form-field label{display:block;font-size:11.5px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-bottom:7px}
.form-field input,.form-field select{
  width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:12px;background:var(--cream);
  font-family:var(--font-body);font-size:15px;color:var(--ink);transition:border-color .15s,box-shadow .15s;
  appearance:none;
}
.form-field select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 8'%3E%3Cpath d='M1 1.5 6 6.5l5-5' fill='none' stroke='%236B5F55' stroke-width='1.6' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;background-size:11px;padding-right:36px}
.form-field input:focus,.form-field select:focus{outline:none;border-color:var(--orange);box-shadow:0 0 0 4px rgba(255,106,26,.12);background:#fff}
.form-note{font-size:11.5px;color:var(--muted);text-align:center;margin-top:12px;line-height:1.5}
.form-status{margin-top:14px;font-size:14px;border-radius:12px;padding:12px 14px;display:none}
.form-status.ok{display:block;background:#ECFDF5;color:#065F46;border:1px solid #A7F3D0}
.form-status.err{display:block;background:#FEF3F2;color:#912018;border:1px solid #FECDCA}
.reg-side{background:var(--ink);color:#fff;border-radius:22px;padding:26px;margin-top:24px}
.reg-side p{font-size:14px;color:#BCAFA5}
.reg-side strong{color:#fff}

/* ---------- legal ---------- */
.legal{padding:64px 0 88px;background:var(--cream)}
.legal h1{font-size:clamp(30px,3.6vw,42px);font-weight:800;letter-spacing:-.035em;margin-bottom:10px}
.legal .updated{font-size:13px;color:var(--muted);margin-bottom:36px}
.legal h2{font-size:20px;font-weight:700;margin:32px 0 10px}
.legal p,.legal li{color:var(--ink-2);font-size:15px;margin-bottom:12px;line-height:1.7}
.legal ul{list-style:disc;padding-left:22px;margin-bottom:16px}

/* ---------- reveal ---------- */
.reveal{opacity:0;transform:translateY(16px);transition:opacity .55s ease,transform .55s ease}
.reveal.in{opacity:1;transform:none}

/* ---------- responsive ---------- */
@media (max-width:1000px){
  .hero-grid{grid-template-columns:1fr;gap:40px}
  .calc-card{max-width:520px}
  .math-grid{grid-template-columns:1fr;gap:34px}
  .cards-3,.steps{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
  .reg-grid{grid-template-columns:1fr;gap:36px}
}
@media (max-width:760px){
  body{font-size:16px}
  .nav{
    position:absolute;top:70px;left:0;right:0;background:var(--cream);
    border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;
    gap:0;padding:8px 24px 20px;display:none;box-shadow:0 20px 30px -20px rgba(0,0,0,.2);
  }
  .nav.open{display:flex}
  .nav a{padding:13px 0;border-bottom:1px solid var(--line)}
  .nav .nav-cta{margin-top:14px;text-align:center;border-bottom:0}
  .nav-toggle{display:block}
  .hero{padding-top:34px}
  .hero h1{font-size:clamp(34px,9vw,46px)}
  .statbar{grid-template-columns:1fr 1fr;gap:20px 0;padding:22px 0}
  .stat:nth-child(3){border-left:0;padding-left:0}
  .section{padding:60px 0}
  .cards-3,.steps,.trust-grid{grid-template-columns:1fr}
  .faq-grid{grid-template-columns:1fr;gap:24px}
  .faq-intro{position:static}
  .compare-table th,.compare-table td{padding:13px 14px;font-size:14px}
  .hide-sm{display:none}
  .banner-offer{padding:24px;flex-direction:column;align-items:flex-start}
  .form-row{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr;gap:32px}
  .footer-legal{flex-direction:column;gap:14px}
  .payout-amount{font-size:26px}
  .eq-row.total span{font-size:34px}
  .cta-band{padding:62px 0}
}
@media (prefers-reduced-motion:reduce){
  *{animation:none !important;transition:none !important;scroll-behavior:auto}
  .reveal{opacity:1;transform:none}
}

/* ============================================================
   Luxury skin: Fraunces display, Jost text, ember and champagne.
   Hairlines instead of shadows, near-square corners, uppercase UI.
   ============================================================ */
body{font-family:var(--font-body);font-weight:400;letter-spacing:.005em}
h1,h2,h3,h4,.brand-word{font-family:var(--font-head);font-weight:600;letter-spacing:-.015em}

.announce{letter-spacing:.03em;font-size:12px}
.site-header{background:rgba(247,242,234,.9)}
.brand-mark{background:none;box-shadow:none;border-radius:0;width:36px;height:36px}
.brand-mark svg{width:36px;height:36px}
.brand-word{font-size:21px;letter-spacing:-.02em;font-weight:600}
.brand-word span{color:var(--orange)}
.nav{font-family:var(--font-body);font-size:13px;letter-spacing:.02em}

.hero h1{font-weight:600;letter-spacing:-.03em;line-height:1.04}
.hero h1 em{font-style:italic;color:var(--orange)}
.hero h1 em::after{display:none}
.lede{font-size:17px;line-height:1.68;font-weight:300;color:var(--ink-2)}
.eyebrow{font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--muted);font-weight:500}
.pill{border-radius:0;background:transparent;border:1px solid var(--champagne);color:var(--orange-deep);
  font-size:10px;letter-spacing:.16em;text-transform:uppercase;padding:5px 10px;font-weight:600}
.assurances{font-size:12px;letter-spacing:.04em;text-transform:uppercase;color:var(--muted)}
.assurances svg{color:var(--gold)}

.btn{border-radius:2px;font-family:var(--font-body);font-weight:500;font-size:12.5px;
  letter-spacing:.14em;text-transform:uppercase;padding:15px 26px}
.btn-lg{padding:17px 30px;font-size:13px}
.btn-primary{background:var(--orange);box-shadow:none}
.btn-primary:hover{background:var(--orange-deep);box-shadow:none}
.btn-dark{background:var(--ink);color:var(--cream)}
.btn-ghost{border-color:var(--line);color:var(--ink)}
.btn-ghost:hover{border-color:var(--ink);background:transparent}

.calc-card{border-radius:2px;border-color:var(--line);box-shadow:var(--shadow-lg);padding:26px}
.calc-title{font-size:16px;letter-spacing:.01em}
.live{background:transparent;border:1px solid var(--line);color:var(--muted);
  font-size:9.5px;letter-spacing:.16em;padding:5px 8px}
.pulse{background:var(--success);width:5px;height:5px}
.field-label{font-size:9.5px;letter-spacing:.18em;color:var(--muted)}
.amount-field{border-radius:2px;border-color:var(--line);background:transparent}
.amount-field input{font-family:var(--font-head);font-weight:600;letter-spacing:-.02em}
.cur{letter-spacing:.06em;font-size:13px;font-family:var(--font-body);font-weight:500}
.rate-line{font-size:12.5px;letter-spacing:.02em}
.tag{background:transparent;border:1px solid var(--line);color:var(--muted);
  font-size:9px;letter-spacing:.14em;padding:4px 7px;border-radius:0}
.rowline{font-size:12.5px;border-top:1px solid var(--line)}
.fee{color:var(--success);letter-spacing:.02em}
.payout{border-radius:2px;background:var(--ink);padding:18px}
.payout-amount{font-family:var(--font-head);font-weight:600;font-size:29px;letter-spacing:-.02em}
.calc-note{font-size:11px;letter-spacing:.01em}

.statbar{border-top:1px solid var(--line)}
.stat strong{font-family:var(--font-head);font-weight:600;font-size:26px;letter-spacing:-.02em}
.stat span{font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}

.kicker{font-family:var(--font-body);font-size:10px;letter-spacing:.24em;color:var(--orange-deep);font-weight:500}
.h2{font-weight:600;letter-spacing:-.025em;line-height:1.1}
.section-lede{font-weight:300;font-size:16.5px;line-height:1.7}

.card,.steps li,.trust,.reg-card,.table-wrap,.banner-offer{border-radius:2px;box-shadow:none;border-color:var(--line)}
.card:hover,.steps li:hover{transform:none;border-color:var(--champagne);box-shadow:none}
.card p,.steps p,.trust p{font-weight:300}
.card h3,.steps h3,.trust h3{letter-spacing:-.01em}
.card-icon{background:transparent;border:1px solid var(--line);border-radius:0;color:var(--orange)}
.step-num{font-family:var(--font-body);font-size:10px;letter-spacing:.24em;color:var(--gold)}
.use-card{border-left:2px solid var(--orange)}

.compare-table th{font-family:var(--font-body);font-size:9.5px;letter-spacing:.16em;background:transparent;
  border-bottom:1px solid var(--line);color:var(--muted)}
.compare-table td{border-bottom:1px solid var(--line)}
.compare-table tr.us{background:var(--orange-soft)}
.compare-table tr.us td:first-child{font-family:var(--font-head);letter-spacing:-.01em}
.compare-table .strong{font-family:var(--font-head);font-weight:600}
.brand-dot{background:var(--orange)}

.equation{border-radius:2px;background:transparent;border:1px solid rgba(214,187,144,.35)}
.eq-row span{font-family:var(--font-head);font-weight:600}
.eq-row.total span{color:var(--champagne)}
.eq-op{color:var(--champagne)}
.check-list li::before{background:transparent url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5 10.3l3.2 3.2L15 6.6' fill='none' stroke='%23D6BB90' stroke-width='2.4' stroke-linecap='round'/%3E%3C/svg%3E") center/13px no-repeat;border:1px solid rgba(214,187,144,.5)}

.banner-offer{background:transparent;border:1px solid var(--champagne)}
.banner-offer h3{font-weight:600}
.trust-icon{background:transparent;border:1px solid var(--line);border-radius:0}

.faq summary{font-family:var(--font-head);font-weight:600;font-size:18px}
.faq details p{font-weight:300}
.chev{border-color:var(--gold)}

.cta-band{background:linear-gradient(115deg,var(--orange),var(--orange-deep))}
.cta-band h2{font-weight:600}
.cta-band p{color:rgba(247,242,234,.82);font-weight:300}
.cta-band .btn{background:var(--cream);color:var(--ink)}

.site-footer{background:var(--ink);font-weight:300}
.footer-legal p{color:#8C7F72}
.form-field input,.form-field select{border-radius:2px;background:transparent;font-family:var(--font-body)}
.form-field input:focus,.form-field select:focus{border-color:var(--orange);box-shadow:none}
.reg-side{border-radius:2px}
.perk .tick{border-radius:0;background:transparent;border:1px solid var(--champagne);color:var(--orange-deep);
  font-family:var(--font-head);font-weight:600}
.legal p,.legal li{font-weight:300;color:var(--ink-2)}

/* mobile corrections after the skin overrides */
@media (max-width:760px){
  .payout-amount{font-size:24px}
  .amount-field input{font-size:23px}
  .hero h1{font-size:clamp(34px,8.4vw,44px)}
  .btn{font-size:12px;padding:14px 20px;letter-spacing:.1em}
  .btn-lg{font-size:12px;padding:15px 22px}
  .nav .nav-cta{font-size:12px !important}
}